There may come a time when I’m unable to handle an important financial or legal matter myself. If that happens, I don’t want my family left wondering who can make decisions on my behalf.

A properly prepared power of attorney allows me to decide in advance who I trust to act for me and what authority they should have. It’s a relatively simple piece of planning that can prevent considerable uncertainty and difficulty later.

Estate planning isn’t only about what happens after I’m gone. It’s also about making sure I’m protected during my lifetime.

Just tell them: “I go to Bill.”